Sacramento|Yolo Mutual Housing Association's mission is to develop and operate permanently affordable housing that builds strong and stable communities through resident participation and leadership development. We house nearly 2,600 low-income residents who participate in community building activities and leadership development in their mutual housing communities and surrounding neighborhoods.

In the pursuit of its mission, SMHA has provided leadership training to thousands of people and developed more than 800 affordable homes for low and very low-income families at 15 mutual housing communities in Sacramento and Yolo Counties. In 2011, Mutual Housing will open a new community of 90 new apartments in North Highlands, where 66 new homes will be reserved for formerly homeless individuals. We also are currently undertaking a major new initiative to rehabilitate and preserve existing affordable housing stock, and are beginning construction of 69 new townhomes in the city of Davis. Finally, this year we continue to substantially increase our capacity to incorporate green building design and construction techniques to help improve the health of low-income residents and decrease our carbon footprint.    In addition to our efforts to increase affordable housing opportunities, Mutual Housing continues to create new, dynamic resident programs that serve not only our residents but those of the neighborhoods surrounding our communities. Each year, we  offer dozens of youth-oriented activities and programs, as well as dynamic technology education classes, tax preparation assistance programs, and arts, cultural and safety programs. By combining housing development, asset-based community development, and financial education, SMHA and its collaborative partners are building stronger neighborhoods and helping residents of mutual housing attain economic independence.